Around this time of year, I become obsessed with vegetable gardening.
After I feel adequately informed about whats going on in the world, I
search for obscure gardening blogs, articles and videos to learn as much
as I possibly can. The funny thing is,Online shopping for solarpanelcells. Ive never grown a garden.
Since
I left home for college, Ive been living in apartments with balconies
large enough to grow only a few varieties of herbs. This will be the
first summer I have a yard to plant a real vegetable garden.Find a great
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But
I was stalling, sitting at the kitchen table reading article after
article and watching video after video, asking myself: Is this going to
take too much time? Will I lose interest? Will it be an epic failure,
and Ill end up spending too much money trying to make it work?
A
couple Saturdays ago, I started some herbs from seed. They were sitting
on the kitchen table, practically staring me down 72 little pods like
cool, dark, accusing eyes, saying, Come on, you can do better.
Im
the kind of person who needs to saturate myself with information before
I make a decision, but this time I cut myself off. Five years of
reading is enough, right? It was time to act. I shut my laptop with a
loud clap, grabbed my keys and headed to Menards.
I knew that
seeds need three things to germinate: nutrient-rich, well draining soil;
light; and heat. I was already worried about my herb seeds, because it
didnt look like they were germinating. They needed more light.Cheap logo
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wholesale bulk prices. My house has long eves great for keeping the
interior cool during the summer, but my little seedlings by the window
werent getting direct sunlight.
I remembered a few videos over
the years about building a grow light set with PVC pipe, chain and
florescent shop lights. Supposedly, I would save a lot of money if I
built it myself, and it looked simple enough. A quick circle around the
store and it was all in the cart.
I stopped by the garden center
and picked up some more seeds, little containers, and seed starting
soil. Soil from the garden should never be used to start seeds indoors,
unless you sterilize it by baking it in the oven, and then amend it with
perlite and peat moss, so it will drain well. But when the stuff is
about $4 a bag, theres no sense in going to all that trouble of making
your own.
Six, five-foot PVC pipes; four tee fittings and four
elbow fittings; two shop lights and four florescent bulbs; some chain;
broccoli, cauliflower, tomato, zucchini and yellow squash seeds; and 14
small disposable pots came to a total of about $105. I thought this was
going to be cheap! I swallowed hard as I slid my debit card. You better
follow through with this, I said to myself.
Back at the kitchen
table I gathered my materials for planting. Luckily, each seed pack
comes with instructions on the back. But planting seeds at a depth
double that of their diameter is usually good rule of thumb. The seed
starting soil should be moist. I added just enough water so that when I
squeezed a fist-full of soil, it held together in my palm. Then its as
simple as filling up the pots, planting the seeds at the correct depth
and labeling them.
Some seed starting kits come with a clear
plastic tent, to help the plants retain heat and moisture while they
germinate, kind of like a mini greenhouse. I placed my little pots in a
shallow cardboard box and sealed the top with plastic wrap. A friend of
mine covers hers with a clear plastic tub,You Can Find Comprehensive and
in-Depth carparkmanagementsystem truck Descriptions. and it works just as well.
I
expected to run into some problems building the grow light, because Ive
never built anything in my life. And usually when I try to fix
something, I end of making matters worse. But to my surprise, it couldnt
have been easier.
Basically, I made two racks out of PVC pipe
on which to hang the shop lights. The shop lights are about four feet
long and the PVC pipes are five feet long, so the lights needed to hang
on a full five-foot length of pipe. Using a handsaw, I cut the other
pipes in equal parts. I made the legs two-and-a-half feet long and the
feet one-and-three-quarters feet long. Using T-fittings, I joined the
feet to the legs; and I joined the legs to the top shaft with elbow
fittings.
The shop lights come with hanging chains, but they
arent nearly long enough. While the plants are still small, the lights
need to be two to four inches from them, so they dont reach for the
light and develop long, unproductive stems. Attaching the longer chains
to the lights allows you to raise the light fixture as the plants grow.
Now
consider the possibility of these alternative players moving beyond
payments by offering checking or bill payment services. Once they have
convinced consumers to jettison their bank-issued plastic, they may
begin to peel consumers away from their banks by providing products
similar to traditional banking products, but with more attractive
features at less cost.
Deploying a mobile offering is not solely
a defensive strategy of course. For those banks seeking to grow,
mobility offers a way to not only attract new customers, but to further
engage existing customers and extend share of wallet. Mobility can help
banks become more enticing to customers by enabling them to receive
offers when and where they want.
We believe that mobile payment technologies such as cloud wallets,A group of families in a north Cork village are suing a bestplasticcard operator
in a landmark case. QR codes and near-field communication (NFC)
payments will be the next big thing because of their rich feature
functionality, so banks should be investing accordingly. Certainly,
major payments players are already pursuing a similar strategy,
including Google, Isis (the joint venture among AT&T, T-Mobile and
Verizon) and Visa. While NFC has not taken off as quickly as initially
predicted, Gartner estimates that by 2015, approximately half of
smartphones globally will have an integrated NFC capability.
When
non-traditional players' mobile offerings become mainstream, revenues
of banks that do not shore up their offerings may be hurt, in the same
way that iTunes has disintermediated music record labels. The threat
comes from the fact that so many players who play a key role in the
payments ecosystem mobile network operators, mobile handset providers,
wallet providers, payment startups and retailers are developing strong
relationships with banks' customers.
The mobile wallet market
appears to be wide open to new entrants, with banks having a slight
edge. While more than 20 percent of U.S. online consumers prefer to use
their checking account for digital wallet services, 17 percent prefer
PayPal, according to Gartner. That gap could quickly close in the next
few years.
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